Terms and Conditions

1. Definitions

For the purposes of these Terms and Conditions:

• Affiliate means an entity that controls, is controlled by, or is under common control with a party. “Control” means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.
• Country refers to India.
• Device means any device that can access the Service, such as a computer, cellphone, or digital tablet.
• Company (referred to as either "the Company", "We", "Us", or "Our" in this Agreement) refers to Sipgo.in.
• Services refers to all products, services, features, content, and functionalities provided through the Website.
• Terms or Agreement means these Terms and Conditions, including any policies or documents incorporated by reference.
• Third-Party Services means any services, content, or websites not owned or operated by the Company but which may be accessible through the Website.
• Website refers to SipGo, accessible from sipgo.in.
• Content refers to any text, images, videos, audio, or other materials displayed on the Website.
• User, You, or Your refers to any individual or entity that accesses or uses the Website.

2. Acceptance of Terms

By accessing or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use our Services. Your continued use of the Site after any changes to these Terms indicates your acceptance of those changes.

3. Services Overview

Sipgo.in provides free, user-friendly investment calculators designed to help users better understand and plan their investments. The platform is strictly for informational and educational purposes and is not affiliated with any government body or financial institution. Our tools offer detailed projections and insights to support informed decision-making.

Sipgo.in does not provide financial, investment, tax, or legal advice. While we strive for accuracy, we do not guarantee the reliability or completeness of any information provided.

4. Eligibility

To use the Site, you must be at least 18 years old or the age of majority in your jurisdiction. By using the Site, you represent that you meet these eligibility requirements. Our services are intended primarily for users located in India, and we make no representation that the content is appropriate or available in other locations.

5. Use of Website

You agree not to:

• Use the Site for any unlawful purpose or solicit others to perform unlawful acts.
• Access or use the Site in a way that could disable, overburden, or impair it.
• Reproduce, duplicate, copy, sell, or exploit any part of the Site without prior written permission.
• Attempt to gain unauthorized access to any part of the Site or related systems.
• Upload or transmit malicious code that could affect the Site’s security or integrity.

6. No User Accounts or Data Collection

Sipgo.in does not require registration, login, or any personal information. We do not store financial data, user inputs, or browsing history. All calculations are performed locally in your browser and are not saved on our servers.

7. Intellectual Property

All content, features, and functionality on the Site—including text, graphics, logos, and software—are the intellectual property of Sipgo.in or its licensors and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable, and revocable license to use the Site solely for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works without prior written consent.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Sipgo.in shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of, or inability to use, this website. We are not liable for investment decisions made based on our calculators. This limitation applies whether the claim is based on warranty, contract, tort, or any other legal theory.

9. Privacy Policy

Your use of the Site is also subject to our Privacy Policy, which outlines how we handle data and third-party services. Although we do not collect personal data, please review the Privacy Policy for full transparency.

10. Modifications to Terms

We may update or modify the Site, its content, or these Terms at any time without prior notice. Changes are effective immediately upon posting. Your continued use of the Site after any such modifications constitutes your acknowledgment and agreement to abide by the updated Terms. We encourage you to review this page periodically.

11. Termination

We may terminate or restrict access to the Site at our discretion, without notice, for any violation of these Terms. Upon termination, all rights granted to you will cease, and you must immediately stop using the Site. Sections of these Terms which by their nature should survive termination will remain in effect.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Maharashtra, India. You agree to submit to the exclusive jurisdiction of the courts located in Mumbai, Maharashtra for the resolution of any disputes.

14. Contact Information

For any questions regarding these Terms and Conditions, please contact us:
Email: support@sipgo.in